Tips for Lowering Your Car Insurance

Car insurance can be costly but there are some ways that you can save money on your auto insurance. Some factors that influence your insurance rate you can’t control, such as gender, age and record of prior claims but there certainly are other useful tips to do in order to lower your car insurance cost. Whether you are in the market for a new vehicle or are just looking to lower your insurance cost on your current vehicle, check out these tips for lowering your car insurance.  

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Get more than one quote before choosing: Before you commit to one carrier, shop around to find the best quote. There are websites available that let you compare online price quotes to help you find the best deal.

Evaluate insurance costs before you purchase a vehicle: The year, make and model of a vehicle can all impact your insurance rate so before purchasing a vehicle be sure to check up on what the insurance cost would be.

Go high on deductibles: If you choose a higher deductible you could end up saving big on your rates.

Consider getting rid of collision and/or comprehensive coverage on older vehicles: If you older vehicle has collision and or comprehension coverage, you could be paying more in insurance than the vehicle is worth.

Ask about discounts: Many carriers offer various discounts from senior citizen discounts to good student discounts and more. So be sure to ask what discounts you qualify for!

Skip paying in installments: Some carriers charge an administration fee to pay in installments so if you can, pay your premium up front.

How-To: Increase Your Car’s Resale Value

We hope that you found this blog on how to lower your auto insurance cost helpful. Be sure to check out our other How-to blog posts and check out our Tips & Tricks category as well. If you are in the market for a new vehicle, give us a call today at Certified Autoplex!